Best Virtual Phone System Unlimited Minutes: Why I Love Grasshopper VPS?

Are you looking for the best virtual phone system with unlimited minutes? There are so many companies that offer virtual phone systems. But which one will give the best value for your money? I asked myself these same questions and then I found the answer with Grasshopper Virtual Phone System! If you want unlimited minutes to make & receive calls plus more, then watch this brief video to discover what you may be missing!

Best Virtual Phone System with Unlimited Minutes


Get started by visiting the Grasshopper official website here: www.grasshopper.com

Recap of Grasshopper Plans

As you could see in the video above there are 3 plans that you can choose from with Grasshopper virtual phone system:

  • Solo for $26/month [1 number + 3 extensions]
  • Partner for $44/month [3 numbers + 6 extensions]
  • Small Business for $80/month [5 numbers + Unlimited Extensions]

You can select the one that best suits your business needs. Most people may just go with the Solo plan as it allows you 1 line along with 3 extensions.

Benefits of Using Grasshopper?

One of the major benefits of using Grasshopper is that it is the best virtual phone system with unlimited minutes. This is the feature that matters most to me because it doesn’t matter how many inbound or outbound calls are made, you pay the same flat rate each month. For me as mentioned in the video means the most because there are no surprises at the end of the month with bills. You are getting exactly what you pay for.

If you have just started a small business from home and want to give yourself more of a professional appearance, then the Grasshopper Solo plan may be best for you.

Why? In the beginning you may not have many calls and have a tight budget. However, as your business grows over time and the volume of your calls increase, then perhaps you can upgrade to another Grasshopper plan to setup more numbers and extensions. The choice is yours. I just wanted to share with you guys what I felt was the best virtual phone system with unlimited minutes that would give you the most value for your buck!

Call Forwarding

If you are traveling on the road and still want to receive your calls from Grasshopper, did you know that you have them forwarded? Yup! You can have your calls forwarded to any number, anywhere you want to receive them. It really doesn’t matter where. You can even forward calls to someone else’s phone.

For small business owners and entrepreneurs, I think that this is the best virtual phone system with unlimited minutes being it is very convenient especially for those that need to take their business on the road.

Need Web Hosting?

If you want to also create a website online to place your new Grasshopper virtual phone number on for advertising, I recommend first signing up with a cheap provider like Namecheap web hosting.

Other great web hosting options that are reliable to create websites are: A2 Hosting, Siteground, Fat Cow, and Bluehost just to name a few. I recommend them being they are very affordable with great marketing tools to get you online for those on a tight budget.

I think that it’s always good to create your own website online to advertise your services and then you can add your new number to your pages. Whether you are a landscaper, flower shop, baker, etc having your own virtual number will allow to operate your business from anywhere in the world!

You can advertise online on classified websites using your new virtual phone number. There are a lot of ways that you can make great use of Grasshopper and help simplify the way you operate business phone calls.

Money Back Guarantee

The cool thing that I also love about this virtual phone system is that they offer a 30 day money back guarantee. This makes it risk free and great in the event you decide to cancel. They have great customer service.

Grasshopper Review Conclusion

With this review, hopefully now you have more of an clear idea of exactly what to expect when you get your new virtual phone number today through Grasshopper.

To get started now with the best virtual phone system with unlimited minutes on the planet, please visit here www.grasshopper.com!

Which Grasshopper plan is best for your business? Let me know which one you prefer and why below in comments.

Spanish Domain Names for Sale: 7 Awesome Spanish Domains to Create Websites!

Looking for some high demand Spanish domain names for sale? If so, there are 6 .com’s and 1 .net domain that you may want to consider below that are great to build a website.

There are many websites online that sell popular Spanish language domains or show the benefits of buying Spanish domains.

If you are interested in purchasing any of these Spanish domain names for sale, you can have these securely transferred directly to you same day via Godaddy. Please contact us to purchase or make offers.

Spanish Domain Names For Sale:

1. comocurarcancer.com – this is a great .com Spanish domain that means “how to cure cancer” in Spanish. These are very targeted keywords of exactly what millions of people search for on Google. Great domain to buy for anyone in the medical field or industry.

2. comocurarcancer.net – this is the .net Spanish domain for sale that is also great to buy after dotcoms. Why not buy both domains?

3. oldschoolsalsa.com – Need I say more? Everyone loves salsa! Great Spanish domain for sale that is great for anyone in the music industry that sells and/or produces Salsa music.

4. cumbiamusica.com – Do you produce or sell cumbia music? Great Spanish domain for promotion.

5. merenguemusica.com – Great Spanish domain for all lovers of Merengue music. Great for those that sell, produce and DJ’s.

6. vallenatomusica.com – Great Spanish domain for all vallenato lovers. Also great for those sell or produce vallenato music.

7. disenowebsite.com – Great domain for web designers to promote their web design services in Spanish.

As mentioned before, if you are interested in purchasing any of these Spanish domain names for sale, then simply contact us.

If you need web hosting for your domain, I recommend considering some recommended options such Bluehost and SiteGround.

 

Is Bluehost Domain Privacy Protection Worth It or Not? Yes In My Opinion! See Why

If you are buying a Bluehost domain, you may be asking.. is Bluehost domain privacy protection worth it or should I buy Bluehost domain privacy? This is a really great question that definitely merits an answer when creating a website. As you could see in the title I answered YES in my opinion. But why? Bluehost domain privacy is the absolute best way to protect your websites hackers and creeps trying to misuse your private info. Keep reading this review to discover some other big reason to add it!

As you can see in many of web hosting reviews on this blog and also banners, you will notice that I recommend Bluehost as a preferred web hosting provider. This is because I am not only a Bluehost affiliate, but also a Bluehost web hosting user. I currently have their Plus hosting plan.

Disclosure: This page has affiliate links. When clicked and a purchased is made, owner of site receives a modest referral commission that does not affect your pricing. This supports my website and lets me eat my peanut butter and jelly sandwiches:)

is bluehost domain privacy protection worth it

Do I Need Bluehost Domain Privacy Protection?

Where To Buy Domains For Websites

But when it comes to buying domains, the secret is that I used to buy all of them FIRST through Godaddy. But recently, I stopped! Why? Well, in short because domains are becoming crazy expensive to purchase at Godaddy. The prices at Godaddy just keep going up and up and up every year. This is why I started looking for Godaddy alternatives.

Something that I learned also about buying domains is that some web hosting such as Bluehost actually give you a FREE domain when you create your websites with them. When you compare prices for most .com domains at Godaddy, this would represent a $15-$20 discount and savings a year at Bluehost! As a beginner online you could put this money back into your pocket to spend on something else you need.

Also you can get a 60% OFF Special Discount on their web hosting when you get started today!

You can also get a FREE Bluehost domain now by using this search bar below. It’s really easy to do. Just think about the name of your brand that you would like to reserve online. In my case, my website is learnanet.com. You can type in your Bluehost domain right below and see if it’s available now.

Now after searching for your desired domain at Bluehost, then it’s time to set up your Bluehost web hosting account to then start creating your website online.

To do this you will first select your preferred hosting package. A good one to go with is the Bluehost basic web hosting plan which is great for most beginners that just need to host 1 domain. However, if you want to create multiple websites or have unlimited web hosting & resources online, the Plus hosting and Pro are the best plans for you.

When it comes to picking ideal domain names for to represent your brand, I recommend shooting first for a .com, .net or .org extension. There are well over 400 extensions so I’m sure that you will find something that you fits you. Anyway, your website domain name will be FREE of charge.

is bluehost domain privacy protection worth it

 

is bluehost domain privacy protection worth it

Once you plugin in your new Bluehost domain under “new name“, then click the “next” key. Then you finish setting up your account and then receive an email instantly from Bluehost when finished. You will get access to your back office and cPanel where you can start creating your website.

The cool thing is the Bluehost will even install WordPress on your domain with 1-click, help you pick a theme and even install WordPress plugins. I really LOVE all that Bluehost does to get beginners online FAST and for cheap! This is why I highly recommend them for creating websites online for bloggers, eCommerce stores, and more.

Is Bluehost Domain Privacy Protection Worth It Or Not? 

is bluehost domain privacy protection worth it

Once you arrive to checkout, you will see some optional add-ons to check including one for domain privacy. as pictured above.

You may be asking yourself…is Bluehost domain privacy protection worth it or not? Yes!! And here is why.

Godaddy domain privacy protection is a whopping $9.99/year for each domain that you purchase. Ouch!

Bluehost Domain Privacy Protection is only $0.99/month IF you are using the Basic hosting plan to create just 1 website. However, you will get it for FREE if you get the Plus hosting plan. I currently use the Plus hosting with Bluehost being that it allows me to add multiple domains in cpanel under my account. This not only lets you create unlimited websites online for affiliate marketing, but again gives me Bluehost free domain privacy protection also.

Although domain privacy is 100% optional, I highly recommend it and see it as a MUST HAVE feature for EVERY domain in my opinion. Why?

Domain privacy as mentioned in the video above guys privatizes your personal info on the public domain. This prevents spammers, sales people, and hackers from getting your info. I have purchased over 30 domains to date.

Why do I I think Bluehost domain privacy protection is worth it?

I can tell you that whenever I didn’t have domain privacy protection on them, my phone FLOODED with tons of unsolicited sales calls. I also got TONS of spam related emails EVERYDAY from “so-called SEO experts and web designers that wanted to sell me their services. Many of these spam-related emails, if not all never have phone numbers or contact info and often originate from outside of the US. However, when I started adding domain privacy protection to my domains, I stopped having this problem all together.

This aspect of your business is really important. Why? Because you can’t waste a lot of your time moderating or eliminating spam-related emails and comments in your inbox or website. Can you imagine all of hours and time you would need to invest to do this? Imagine if you had a website like mine with over 100 posts? I frankly don’t have time for that and you don’t either!

So as a blogger, I understand first-hand and recommend that you buy the Bluehost domain privacy protection for ALL of your domains IF you truly value privacy. If you don’t value or care about your own privacy, then simply uncheck this option. Again it’s only 0.99 cents per month IF you are using the Basic web hosting plan, but you will get it FREE with the Plus hosting plan here.

I think that you will thank me and yourself later for the headache that you avoided by listening to my advise today.

Bluehost Domain Privacy Protection Worth It Reddit

I have seen several reddit threads and conversations where people also ask is Bluehost domain privacy protection worth it?

Did you know that also robots that work for developers crawl the whois listings? They are checking for newly registered domains from registrars. Thereafter they begin calling and emailing you non-stop after seeing your info exposed online.

It was very interesting that a person who didn’t have domain privacy turned on received 10 robocalls and 8 spam emails in 2 hours from soliciting web design services.

So when people ask me online do I need Bluehost domain privacy protection, then you understand why I always say in the YES!

Where To Get Domain Privacy Protection For Free

Besides Bluehost, there are only a few other web hosting companies that will give you domain privacy protection for free.

is bluehost domain privacy protection worth it

You may not know it, but Namecheap web hosting starting at only $1.58/month offers FREE whoisguard! You can buy you domain & hosting here at www.namecheap.com.

NOTE: If you prefer to use Bluehost web hosting, then you can simply point your Namecheap nameservers to Bluehost web hosting if you want. If you need help with doing this, just drop me a comment down below.

The great thing is that domain privacy automatically comes on every domain that you purchase there. Every year that you renew your domain name, this service will be FREE.

However, in my opinion although Namecheap has cheap WordPress hosting and gives domain privacy. Although they have awesome 24/7 customer support, it’s only through chat and email. If this doesn’t bother you having only chat and email support for your web hosting, then you should jump on Namecheap. The truth is that they will be cheaper on your pockets and save you more money in the long run.

Bluehost web hosting on the otherhand has faster 24/7/365 phone, chat, and email customer support to answer your questions whenever you need them. I must say that when comparing Namecheap to Bluehost, Bluehost has was faster page loads and rock solid uptime server performance that every online business website, blog, or eCommerce needs. But the decision is yours if you will use Namecheap or Bluehost to create your website today.

is bluehost domain privacy protection worth it

Another great reason to use Bluehost because they are actually recommended by WordPress.org itself for creating high performing WordPress websites online. As a blogger who has created several WordPress blogs and websites online, it’s important to have a site that not only has great performance, but also ranks high in search engines. This is why I HIGHLY recommend beginners like you to use Bluehost web hosting here today to create your website.

Build Your Website with Namecheap - Get Privacy Protection Free Forever

 

You will find that Bluehost also is a great web hosting provider for all of your hosting needs with great website builders & marketing tools. They do have a some upsells that are 100% optional, but of all of them I think that it is definitely worth getting Bluehost domain privacy protection for your website today. Many of the optional features and add-ons at checkout can be installed using WordPress Plugins.

If you want to know about some great WordPress anti spam plugins and other recommended plugins for bloggers, let me know below in the comments area.

is bluehost domain privacy protection worth itDreamhost is another amazing host recommended by WordPress.org due its rock solid performance. Their web hosting is a little cheaper than Bluehost and starts at only $2.59/month. Whether you would like to create just 1 website or host many domains on Dreamhost, you can still get domain privacy protection for free with your account. Unlike Bluehost and Namecheap that offer 30 days, Dreamhost offers a full 97 day money back guarantee on their web hosting services.

Interested in trying out Dreamhost to create website online? Checkout this video to see how to get your domain name right now.

DreamHost

Bluehost Domain Privacy Protection Conclusion..

As you can see with this video above and this review, having Bluehost Domain Privacy Protection for your domain is extremely important to protect your information online from hackers and spammers. I have been online for a very long time and have experienced the true benefits of having a protected Bluehost domain.

A few things that you should remember before your start to create your website today. To create a website, blog, or Ecommerce store, domain privacy is 100% optional. You can get started right now with Bluehost with it or you continue without it. In today’s review I have simply tried to give you important things to think about that will make your life as a website owner much easier. But again, it’s your decision.

Remember, if you online to create 1 website today, then use their Basic web hosting plan. However, if you want more flexibility, resources and wiggle room, I recommend going with their Plus hosting. Whichever web hosting plan that you select today has a 30 day money back guarantee.

After reading this post about is Bluehost domain privacy protection worth it, what do you personally think? Did this review help you clear up any doubts regarding DP? Will you start buying your website domains with the Bluehost domain privacy? I would love to hear your comments or questions below..

 

Godaddy Domain Privacy Protection Review [2022] Is Godaddy Domain Privacy Worth It or Not? Read this First!

Are you considering buying the Godaddy domain privacy protection, but not sure if it’s really worth it or not? Do you wonder if domain privacy is necessary when creating a site? If you are about to buy a new domain to build a website, this question is definitely one you must answer BEFORE checking out. To find the answer, keep reading this Godaddy Domain Privacy Protection Review to see what you must consider BEFORE buying a domain!..

What To Expect In This Godaddy Domain Privacy Protection Review

In the review of Godaddy Domain Privacy, I will tell you what it is, why it’s important and if you should or not buy it on checkout. I will give you also my personal experience of domain purchasing from Godaddy. Being that I have over 30 domain names I know and understand how this process works so I wanted to cover it today for all that are curious. 

What is Domain Privacy Protection?

I want you to think of Domain Privacy Protection as having your name and address UNLISTED in your local phone books or White Pages. Typically this service is provided for a modest yearly fee at White Pages or by your local phone carrier in your city or town. When you are unlisted, it means obviously can’t look you up in phone books and call you. 

When you purchase a domain(s), you will have the option of adding the Godaddy Privacy Domain Protection at checkout. It works basically the same way, but for websites online. It cost $7.99/year and Godaddy will normally tack it on automatically as an upsell. This service blocks your personal info such as: Name, address, phone number, email, blood type, lol etc. Having this feature basically privatizes your info so it doesn’t appear on ICANN lookup or the whois directory.

So basically if anybody wants to know who owns a website they would have to go to one of these sources to get it. However, with the Godaddy domain privacy protection, it will block it.  

godaddy domain privacy protection review

Do You Need to Make Your Domain Private?

Only you can decide and drop the hammer on this. However, there are a number of reasons why people ask themselves this question during the Godaddy checkout screen.

The Godaddy Domain Privacy Protection is 100% optional and not required to make a domain purchase. But should you just buy it anyway? One thing that you MUST remember is that if you DON’T get domain privacy, then your personal information WILL be available to the public.

godaddy domain privacy protection review

There are many disadvantages to not biting the bullet and adding the Godaddy Domain Privacy Protection.

For starters, your email will be flooded with spam-like emails from web developers and other sales oriented companies offering you their services. They will constantly try to market web design services, SEO services, etc. Also, your phone will also ring off the hook all day long with sales calls from out of state or unknown numbers. I say this because it has happened to me in the past when I didn’t enable this feature.

So if you want to avoid unnecessary frustration, then prevent your personal info from being exposed on the public domain by getting the Godaddy domain privacy is worth it. However, if you are someone who doesn’t care who calls you at all hours of the day and don’t mind getting SPAM emails, then skip domain privacy. 

What If You Checkout, But Want To Add Domain Privacy Later?

No problem. If you already purchased the domain, you can simply go login and click on the “my domains” tab and then click “add privacy” next to your desired domain. I have done this for many of the domains that I own.

Some may decide not to add it at. For example, some people buy and sell domains for profit online. This practice is called domain flipping. There are many helpful domain flipping guides online that show beginners how to make money with it.

If your idea is to buy domains on Godaddy and flip them quickly on Godaddy auctions, Flippa.com, Sedo, etc, then you might bypass Domain Privacy. However, if you are buying a domain on which you plan to build a website on for the long haul, then getting Godaddy Domain Privacy Protections is definitely worth adding it if you already purchased it.

Should You Buy Godaddy Domain Privacy or Not?  

Remember that the purpose of this Godaddy review is not to tell you what to do. I just want to share you what my personal experience has been buying domains online to create websites.

NOTE: I am not a Goddady affiliate nor employee so I have absolutely nothing to gain by telling you to buy it.

Although I have purchased many domains at Godaddy in the past, I made a few changes. Why? The reason is because Godaddy is NOT the cheapest place NOR the only place that offers domain privacy protection for clients.

Including learnanet.com, I own about 30 other domains, many of which I have purchased on Godaddy. The great majority of them have domain privacy while a few others do not have the yearly feature.

However, it is definitely a good feature to have on your domains from the get-go to have that extra peace of mind, decrease spam emails and unsolicited sales calls.

Remember that when you select this option upon checkout, your information will be kept private on the public domain. Godaddy will display their info and then forward any inquiries to your contact email on file if some wants to contact you.

Now that you know what to expect from Godaddy domain privacy protection, recently I decided to STOP buying domains at Godaddy! Say what what??

YES, you read it right! I STOPPED buying them at Godaddy.

Although I started out buying my domains initially on Godaddy, I recently discovered something AMAZING!

I found out that there are some other places besides Godaddy that will give it to you for FREE.

For example, when you get started today with Bluehost Plus Hosting, they also give you domain privacy included. Also they will give you a FREE domain! I think that it’s a awesome deal because the Plus hosting will allow you to also create multiple WordPress sites on Bluehost. This is great especially if you are doing affiliate marketing or have several projects online to do.

Also I really LOVE Bluehost customer support and think that they are better than Godaddy.

Get started right now with Bluehost & get 60% OFF Bluehost!

Another good place to get cheaper domains and also FREE DOMAIN PRIVACY FOR LIFE is at Namecheap!

What I discovered is that versus paying $17 $20 for typical TLDs at Godaddy, you can get the same domain names from Namecheap for only $5$10! This is a huge savings on domain purchases.

Also, Namecheap offers customers Domain Privacy (WhoisGuard) for FREE on all domains and has WordPress hosting that is more affordable than Godaddy. This is a better idea if you have not purchased the domain yet. Stop! Save money by get it from Namecheap!

Overall you will find that not only Godaddy domain protection & web hosting is more expensive. So if you want to save money on your business and would like to create a blog or website today, Namecheap is another great Godaddy alternative.

Build Your Website with Namecheap - Get Privacy Protection Free Forever

 

This video I did talks more about why I stopped buying Godaddy domains and moved to Namecheap.

What Is The Next Step?

So again when it comes to buying domains, I definitely recommend that you get domain privacy protection to save you time and frustration.

Make sure that the web hosting provider is reliable and also offers this feature on domains. You will thank me later!

Versus using Goddady, you can 1) purchase a Namecheap domain and use their web hosting with this special 50% OFF link here!

or 2) Get a FREE domain and domain privacy with Bluehost Plus hosting right now to create your website online today here at www.bluehost.com.

If you are looking for some great suggestions in addition to Namecheap and Bluehost, there are 4 more great WordPress hosting services here that you can use to create your website also.

If you need help and don’t know how to point nameservers to Namecheap, contact me FIRST before signing up! This way I can help you step by step through the process of getting your website online the right way!

But again, if you just want to keep things simple, then I highly recommend just getting domain privacy from Namecheap and also buying your web hosting there. This way, once you get started with this special Namecheap link here, you will be all set and ready to start building your website right out the gate!

There shared web hosting is really cheap and starts at only $2.88/month and it will allow you to create up to 3 websites. This is way cheaper than Godaddy web hosting and a great way to save money.

Another Place To Get FREE Domain Privacy Protection

Another awesome place that offers FREE domain privacy protection is Dreamhost. Their web hosting starts at only $2.59/month and comes with a FREE domain name for your website. If you want you can also host unlimited domains for different projects that you may have online with your business. So you will notice that Dreamhost is cheaper than Godaddy, Namecheap and Bluehost and will give you domain privacy.

Something that I wanted to mention is that they actually offer a 97 day money back guarantee on their web hosting services. So if you are looking to save a few more cents, then I highly recommend using them. You can get started with them now by clicking here: www.dreamhost.com.
DreamHost

Godaddy Domain Privacy Protection Review Conclusion

Today in this review, you have learned about how Godaddy domain protection works and also what it costs to have it. Although I highly recommend getting this protection on ALL of your domains, you now know where to get it 100% FREE for LIFE.

Believe me, I can’t overemphasize how much of a headache and time this will save you!

Namecheap is the second largest domain name registrar in the world and also has the cheapest prices online. Whether you are new or advanced, if you are looking for a great way to save money online with your business, then start with Namecheap web hosting. It’s only $2.88/month and is awesome for beginners & they have everything that you will need to get your website online fast and indexed in the search engines. I have been using them for quite some time and extremely happy with their services. If you give them a try today, I know you will also!

How has this Godaddy Domain Privacy Protection Review helped you? I hope that you have learned a lot today that will help you to save money for your business. I would love to read your thoughts below..

Shared Hosting - from $2.88/mo

SiriusXM Radio Review: Do My SiriusXM Radio Complaints Go Ignored?

SIRIUSXM RADIO

If you are reading this SiriusXM review, you probably have tried them, hate them or have a legitimate complaint to rant like me. If so, keep reading to see why I would NEVER signup with these people nor try their car radio services.

When it comes to sales and telemarketers we all have had our complaints and 2 cents. There are a few things that I absolutely hate that you would no doubt agree with if you have had any communication by SiriusXM Radio:

Receiving repeated unsolicited calls, emails or mailings from them.

How did it start? I don’t know. But what I can say is that I NEVER signed up with these guys, but they have called me several times at all hours and emailing me trying to convince me to subscribe to their radio. After the repeated calls by SiriusXM Radio representatives, I started getting emails below. NOTE: I never provided my email to SiriusXM Radio, yet I got these below:

SiriusXM Emails:

Email#1

New Email Confirmation — Action Required!

Why did I get this email?  You are receiving this notification because your email address was recently provided to SiriusXM.

 » Confirm Your Email Address

We respect your privacy.  This email was sent to you from SiriusXM Satellite Radio. For more information about this email, please visit our Corporate website athttp://www.siriusxm.com/emailconfirmation.

Email #2

This is Your Last Call: Your SiriusXM Trial is Ending

EXPIRATION NOTICE.

Dear (name),

We just want to remind you that your SiriusXM® trial subscription will expire on 4/25/16.

If you would like to keep listening, click here or call us at 1-855-205-4449.

Sincerely,
SiriusXM Listener Care

These emails are merely 2 of many that I have gotten from them.

After several calls and emails, I told SiriusXM customer service to remove me from their list please as I never signed up nor subscribed to their radio service. The calls stopped which was great, NOT. Although the rep told me that I would be removed, they then started sending sales mailings every week.

Are these people crazy? People have and should be able to exercise their right to not receive unsolicited sales-related calls, emails and mailings.

Today I got yet ANOTHER mailing from SiriusXM Radio for one of my cars. Do these people ever rest? How do they even know that a person’s car is equipped or supports SiriusXM Radio or not? How do they get this info if not provided directly from the source?

Conclusion

These are some of my personal SiriusXM Radio complaints that go unheard by the company that I wanted to mention in this brief SiriusXM Radio review..

Has this been your experienced with SiriusXM Radio? Do you get unwanted mailings, calls, or emails from them that you never signed up for? I have seen online that others complained about billing issues and more.

What SiriusXM Radio complaints do you have? Your turn to talk below…